# TL Pay Account

### What is TL Pay?

TL Pay is a closed-loop payment platform that simplifies and accelerates transactions for travel companies. It integrates with **Nium/ClearBank** and **Revolut Business (Grow plan)**, allowing you to choose your preferred provider.

By leveraging API integrations and digital banking, **TL Pay automates settlements amongst platform participants**, optimizing cash flow and reducing payment costs by over 50% compared to manual bank transfers or traditional methods like Direct Debit. 

To enable automatic payments, buyers must ensure their TL Pay account is funded by the transaction due date. Once funded, TL Pay handles disbursements and refunds instantly, eliminating delays and manual effort.

With TL Pay, travel businesses can ensure faster, more efficient, and cost-effective transactions across the Travel Ledger platform. money refunded.

### How do I set up TL Pay?

<mark style="color:purple;">**Review the registration process below for your chosen banking partner.**</mark> Our support team is here to help if you need it, but you can also follow the links below for more detailed instructions:

{% content-ref url="tl-pay-account/registration-process-revolut-grow" %}
[registration-process-revolut-grow](https://help.travelledger.org/tl-pay-account/registration-process-revolut-grow)
{% endcontent-ref %}

{% content-ref url="tl-pay-account/registration-process-nium-clearbank" %}
[registration-process-nium-clearbank](https://help.travelledger.org/tl-pay-account/registration-process-nium-clearbank)
{% endcontent-ref %}

{% content-ref url="broken-reference" %}
[Broken link](https://help.travelledger.org/broken-reference)
{% endcontent-ref %}

{% content-ref url="tl-pay-account/commercial-links-required" %}
[commercial-links-required](https://help.travelledger.org/tl-pay-account/commercial-links-required)
{% endcontent-ref %}

### How do I use my TL Pay Account?

Once your TL Pay Account is set up, we have guidance on:

{% content-ref url="tl-pay-account/settling-via-your-tl-pay-account" %}
[settling-via-your-tl-pay-account](https://help.travelledger.org/tl-pay-account/settling-via-your-tl-pay-account)
{% endcontent-ref %}

{% content-ref url="tl-pay-account/viewing-tl-pay-activity" %}
[viewing-tl-pay-activity](https://help.travelledger.org/tl-pay-account/viewing-tl-pay-activity)
{% endcontent-ref %}

{% content-ref url="tl-pay-account/withdrawals" %}
[withdrawals](https://help.travelledger.org/tl-pay-account/withdrawals)
{% endcontent-ref %}